Terms and Conditions

Effective Date: January 21, 2026

Welcome to Industry Journal (“we,” “our,” or “us”).
These Terms and Conditions (“Terms”) govern your access to and use of the Industry Journal website, content, subscriptions, and related services (collectively, the “Services”).

By accessing, browsing, or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use the Services.

1. About Industry Journal

Industry Journal is a digital platform providing industry-focused insights, legal and contractual explanations, business intelligence, and educational content across multiple sectors.

The content provided is for informational and educational purposes only and does not constitute legal, financial, or professional advice.

2. Eligibility

By using Industry Journal, you confirm that:

You are at least 18 years old, and
You have the legal capacity to enter into binding agreements.

3. User Accounts

To access certain features, you may be required to create an account.

You agree to:

Provide accurate and complete information
Keep your login credentials confidential
Notify us immediately of any unauthorized account use

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Subscriptions & Payments

4.1 Subscription Access

Some content and features are available only through paid subscriptions.

By subscribing, you agree to:

Pay all applicable fees
Allow us to charge your selected payment method
Comply with subscription-specific terms displayed at checkout

4.2 Billing & Renewal

Subscriptions may renew automatically unless canceled
Pricing and billing cycles are clearly disclosed before purchase
You are responsible for managing your subscription settings

4.3 Refunds

Unless stated otherwise, all subscription fees are non-refundable.
Refunds may be granted at our sole discretion in exceptional circumstances.

5. Use of Content

5.1 Intellectual Property

All content on Industry Journal — including text, graphics, frameworks, articles, databases, and layouts — is owned by or licensed to us and protected by intellectual property laws.

You may:

Access content for personal or internal business use

You may not:

Copy, reproduce, distribute, resell, or sublicense content
Use content for commercial redistribution without permission
Scrape, extract, or automate data collection from the platform

6. No Legal or Professional Advice

Content on Industry Journal:

Is general information, not legal advice
Does not create a lawyer-client, advisor-client, or fiduciary relationship

You should consult a qualified professional before making legal, financial, or business decisions.

7. User Conduct

You agree not to:

Use the platform for unlawful purposes
Upload malicious code or attempt unauthorized access
Interfere with platform security or functionality
Misrepresent your identity or affiliation
Abuse, harass, or harm other users

We reserve the right to remove content or suspend access for violations.

8. Third-Party Links & Services

Industry Journal may contain links to third-party websites or services.

We:

Do not control third-party platforms
Are not responsible for their content, policies, or practices

Use of third-party services is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law:

Industry Journal is provided “as is” and “as available”
We make no warranties regarding accuracy, completeness, or availability
We are not liable for losses arising from reliance on our content

We shall not be liable for indirect, incidental, or consequential damages.

10. Indemnification

You agree to indemnify and hold harmless Industry Journal, its affiliates, and team members from any claims, damages, or expenses arising from:

Your use of the Services
Your violation of these Terms
Your infringement of any rights of another party

11. Suspension & Termination

We reserve the right to:

Suspend or terminate access without notice for violations
Remove content or accounts at our discretion
Restrict access to protect platform integrity

Termination does not affect obligations incurred prior to termination.

12. Changes to These Terms

We may update these Terms from time to time.

Updates will be posted on this page with a revised effective date.
Continued use of the Services constitutes acceptance of updated Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws, without regard to conflict of law principles.

14. Contact Information

For questions regarding these Terms and Conditions, please contact us:

Email: info@industryjournal.online